Commercial Insurance Made Simple
Protect the business you’ve worked hard to build.
Commercial insurance helps protect your business from property damage, liability claims, employee injuries, vehicle accidents, and other unexpected risks. Detroit Financial Services can help you identify your exposures and compare coverage options designed for your business
Understanding Your Commercial Insurance Options
Every business faces different risks based on its industry, operations, employees, property, and customers. Understanding the major types of commercial insurance can help you identify where your business may need protection.
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General liability insurance can help protect your business from claims involving bodily injury, property damage, and certain personal or advertising injuries arising from your operations.
Coverage requirements and limits can vary based on your industry, contracts, customers, and the work your business performs.
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Commercial property insurance can help protect your building, equipment, inventory, and other business property from covered losses.
For eligible businesses, a Business Owner’s Policy (BOP) can combine property and general liability coverage into one policy, often with additional coverage options available.
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Commercial auto insurance helps protect vehicles used for business purposes and can provide coverage for liability, physical damage, and other risks associated with business driving.
Coverage can be designed for a single business vehicle or a fleet, depending on your operations and needs.
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Workers’ compensation can help cover medical expenses and lost wages when an employee experiences a work-related injury or illness. Professional liability insurance can help protect businesses against claims involving errors, omissions, or professional services.
The coverage your business needs depends on your employees, industry, services, and specific exposures.
Protecting Your Business Is Simple
STEP 1
Tell Us About Your Business
Tell us about your business, operations, employees, property, vehicles, and the coverage you need. We’ll gather the essential information needed to understand your risks and begin the quoting process.
STEP 2
Review Your Coverage Options
We review available coverage options, limits, deductibles, and premiums to help identify protection that fits your business operations and budget.
STEP 3
Select & Apply
Once you select a coverage option, we’ll help complete the application and gather any additional information or documents required by the insurance carrier.
STEP 4
Put Your Coverage in Place
Once coverage is approved, we’ll review the policy with you, complete any remaining requirements, and help get your business coverage in force.